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BCBank, Inc. - Philippi, Nutter Fort and Fairmont, West Virginia
Alerts/Information: Privacy Notice
BCBank, Inc. - Philippi, Nutter Fort and Fairmont, West Virginia
BCBank, Inc. - Philippi, Nutter Fort and Fairmont, West Virginia
Questions? Call 304-457-3300

FACTS WHAT DOES BCBANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information, which, under Federal law, means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

  • Social Security number and employment information
  • account balances, transaction history and credit information
  • medical information
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BCBank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does
BCBANK
share? 		Can you limit
this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes -
to offer our products and services to you 		Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences 		No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness 		No We don't share
For nonaffiliates to market to you No We don't share

Who We Are
Who is providing this notice? BCBank mean BCBank, Inc.

What We Do
How does BCBank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does BCBank collect my personal information? We collect your personal information, for example, when you:
  • Open an account
    		•
  • Give us your income information
    		•
  • Apply for a loan
    		•
  • Give us your employment history
    		•
  • Make deposits or withdraws from your account
    		•   

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
    Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

    • State laws and individual companies may give you additional rights to limit sharing.

    Definitions
    Affiliates Companies related by common ownership or control. They can be Financial and nonfinancial companies.
  • BCBank has no affiliates.
    		•
    Nonaffiliates Companies not related by common ownership or control. They can be Financial and nonfinancial companies.
  • BCBank does not share with nonaffiliates so they can market you.
    		•
    Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • BCBank does not jointly market.
    		•

    BCBank, Inc. - Philippi, Nutter Fort and Fairmont, West Virginia
    BCBank, Inc. - Philippi, Nutter Fort and Fairmont, West Virginia
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