A few customers have received phone calls from someone claiming to be a rep of BCBank & telling the customer that they have won a trip to Disney. We are not offering any such trips. These are scam phone calls aimed to gather information about you & your accounts in attempts to defraud you & your bank accounts. Do not give your information.  Please report any suspicious calls by calling 304.457.3300


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Personal Loans

Our loan officers are available to create a loan unique to each customer based upon certain factors such as, need, credit, collateral available and risk. We are dedicated to enriching the community in which we live, through our dynamic, financial support.

We offer a variety of Loans:

  • Mortgage
  • Vehicle
  • Personal and recreational
  • Secured and Unsecured

We can help you decide which loan best fits your needs and budget. Financing with us might be the best decision you could make for your wallet.



Personal Loans
We’ll help you keep your promises with competitive loan rates.

The Loan Application Process

In order to apply for a loan, we will process a credit report. This information lets us understand your specific limitations, allowing us to better serve you.

It is wise to obtain a copy of your credit report before you apply for a loan. This way you will avoid surprises and delays in loan processing. Read the credit bureau report and notify the credit bureau of any errors before applying for a loan


In preparation for a loan application, you will need the following:

  • A valid government issued photo ID such as a drivers license of passport
  • A current pay stub or other proof of income
  • You can get a copy of your credit report from these credit bureaus.


Trans Union is the main credit bureau for Northern West Virginia.

Contact Trans Union:

Contact Equifax:

Contact Experian:

For more information, details on our services or to open an account, please visit your local BCBank and ask to speak with a “Universal Banker”.


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