The Top Choice in Personal Banking & Savings Account Services

BCBank is committed to providing outstanding customer service on a personal level. We work to cultivate a positive banking relationship that lasts a lifetime, especially with our local savings account holders. As local community members ourselves, we are dedicated to serving the personal savings and other banking needs of our neighbors throughout North-Central West Virginia. From Philippi to Farmington, and every city in between, BCBank, Inc. is the area’s top choice in service and in trust.
Contact us today at (304) 457-3300 to open your own free savings account, or to find out more about our personal banking services.

Contact Us

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Free Savings Account Services with Best Choice Saver

Make saving effortless! In fact, saving money can be easy and rewarding with Best Choice Saver. It connects to your free Best Choice Interest or Best Choice Cash Back Checking account to build your savings automatically. Your Best Choice Saver also pays up to 2.50% Annual Percentage Yield(APY)* when qualifications are met in your Best Choice Cash or Cash Back account. Call today to find out more about the many benefits of our savings account services.

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Savings Account Benefits at BCBank, Inc., Your Community Bank

*For qualification information, please contact your local Customer Service Representative.

  • 2.50% Annual Percentage Yield (APY)** on balances up to $15,000 when connected to Best Choice Interest or Best Choice Cash Back checking account and qualifications are met
  • 1.00% Annual Percentage Yield (APY)** on balances over $15,000 when connected to Best Choice Interest or Best Choice Cash Back checking account and qualifications are met
  • 0.01% APY* if qualifications are not met on connected Best Choice Interest or Best Choice Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free Mobile Banking
  • Free E-Statements
  • Free Telephone Banking
  • $50 minimum deposit to open

*APY qualifications

  • Post & Clear at least 10 debit card purchases per monthly cycle (excluding ATM transactions)
  • Enroll & log into online banking at least one time each month
  • Enroll in & agree to receive electronic statements (E-statements) instead of paper statements

For more information, please contact your local Customer Service Representative

Please note that the intrest rate is subject to change for a variable rate account after the account is opened.

**The annual percentage yield is accurate as of 10/12/2022

Please note that for mobile and telephone banking, standard data rates will apply. Speak with your mobile provider for more information.

Fees may reduce earnings.

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Regular Statement Savings at BCBank, Inc.
  • $50 to Open Account
  • Earns Interest
  • Unlimited Deposits
  • No Minimum Balance Required
  • Debit Card Available with a Combined Checking Account
  • Free Online and Telephone Banking
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BCBank, Inc. Christmas Club Accounts

BCBank, Inc. offers Christmas Club accounts for all your holiday spending needs. Deposit money weekly or monthly at your convenience, or setup automatic transfers from another account. Every October you can enjoy an automatic transfer from your BCBank Christmas club to your BCBank Checking or Savings account, and let the shopping fun begin! There is no need to worry about your Christmas club check arriving late or getting lost in the mail with BCBank automatic transfer. Let BCBank help you prepare for the holidays, and contact us to set up a Christmas Club account with us today.

*See your Customer Service Representative for more details

Financial Calculators

Investment Financing

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Portfolio Yield

Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.


Portfolio Information

Portfolio Yield Starting Date
Portfolio Yield Starting Balance
Portfolio Yield Ending Date
Portfolio Yield Ending Balance

Transaction History

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Saving to be a Millionaire

Estimates a monthly deposit amount in order to save to a million dollars.


Financial Information

Millionaire Saving Starting Balance
Millionaire Saving How long will you save
Millionaire Saving Rate of Return
Millionaire Saving Income Tax Rate

Investment Yield

Determines the return rate on an investment.


Investment Information

Investment Yield Original Investment Date
Investment Yield Original Investment Amount
Investment Yield Investment Date on Which the Investment was Sold
Investment Yield Amount for Which the Investment was Sold
Investment Yield Compounding Period

Future Worth

Determines the present value of an asset with a known future value.


Financial Information

Financial Present Date
Financial Future Date
Financial Future Value
Financial Rate of Return
Financial Compounding Period

Future Investment

Computes what an amount invested today will be worth at some point in the future.


Investment Information

Future Investment Present Date
Future Investment Future Date
Future Investment Present Value
Future Investment Rate of Return
Future Investment Compounding Period

Time Savings

Compute the total amount you would be able to save with monthly deposits.


Financial Information

Time Savings Balance on Start Date
Time Savings Deposit Amount
Time Savings Rate of Return
Time Savings Number of Years

Needed Rate

Compute the rate of return you would need to reach your savings goal.


Financial Information

Needed Rate Balance on Start Date
Needed Rate Deposit Amount
Needed Rate Savings Goal
Needed Rate Length of Time

Initial Savings

Compute how much money you would need to start with to reach a savings goal.


Financial Information

Initial Savings Deposit Amount
Initial Savings Rate of Return
Initial Savings Goal
Initial Savings Length of Time

Monthly Savings

Computes the monthly deposit amount needed to reach a savings goal.


Financial Information

Monthly Savings Balance on Start Date
Monthly Savings Rate of Return
Monthly Savings Savings Goal
Monthly Savings Number of Years
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.

Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.