Looking to buy your first home? Already own a home, and looking to purchase another? BCBank, Inc. can provide you with the personal mortgage services you need to afford the home you want. Whether you are new to town and would like to put down some roots, are looking to start a family, or are simply interested in a new property, our friendly and capable loan officers are the ones to rely on. If you are thinking about buying your first home, or have just found the home of your dreams, see our experienced mortgage lenders to help with the process before, during, and after.
Please note that personal mortgage lending is subject to credit approval.
BCBank is committed to providing outstanding customer service on a personal level. We work with our customers to cultivate a positive banking relationship that lasts a lifetime. As local community members, we are dedicated to serving the banking needs of our neighbors throughout north-central West Virginia. From Philippi to Farmington, and every city in between, BCBank, Inc. is the area’s top choice in service and in trust. Contact us today at (304) 457-3300 to find out more about our personal mortgage lending services.
Our goal is to help the members of our North-Central West Virginia community achieve their dreams of becoming homeowners. With our easy application process and a total dedication to our customers, you can rest assured that the best place to look to fund your dream is right here at BCBank, Inc. We proudly serve current and potential homeowners throughout a wide area, so call today if you are looking to own a home or property in North-Central West Virginia.
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How long you plan to keep the property must be less than or equal to the new loan term
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Refinancing at a lower rate has the potential to save you thousands of dollars in the long run. However, for refinancing to be worth it, the savings in interest must be greater than the fees (i.e. points, closing costs) involved with the refinancing process. The refinancing calculator will take these fees into consideration and tell you how much you could save (or lose) should you decide to refinance at a lower rate.
Given the information on your fixed rate mortgage, the fixed rate mortgage calculator will determine how much your mortgage payments will be.
Calculates the payments and interest on your adjustable rate mortgage.
A balloon mortgage consists of paying smaller amounts at first, and then paying the a large portion of the mortgage at one time. This will show you the amount needed for a mortgage with a balloon payment.
The mortgage comparison calculator gives you financial statistics on different types of loans.
You can save a lot of money if you increase your monthly mortgage payment in order to pay it off faster. Find out how much you could save over the life of your loan.
Estimates a loan amount that you could qualify for.
Computes the most expensive house you can buy.
Factors in the costs and benefits of consolidating your debts to determine whats the financially best way to pay them off.
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.